PSG Professional Services Group
Professional Services Group

386-804-4678

CREDIT AGREEMENT

All statements contained in this application and in the financial statements and other documentation
submitted in support of the application are true and correct. Permission and authorization is hereby
granted to PSG Concrete & Excavation, LLC and its affiliates, as well as to prior employers, professional
reference, Dun & Bradstreet, banks and consumer credit services, and to state and federal government
representatives, without regard to whether they are named herein, to verify, receive exchange and
publish business and/or personal credit and other information as part of this application or in any other
manner in connection with the ongoing application evaluation process and/or collection of any
obligation arising from the business relationship, including any related guaranties or any services offered
by PSG Concrete & Excavation, LLC. The undersigned further agree that neither PSG Concrete &
Excavation, LLC nor anyone who has furnished PSG Concrete & Excavation, LLC any information
concerning Customer, or the undersigned or owners of the Customer shall be responsible for any claims
or damages Customer or any of the undersigned may claim as resulting from said verification, receipt, or
exchange.
Customer and all guarantor(s) herein agree to pay PSG Concrete & Excavation, LLC all amounts for all
supplies, materials and services provided, shopped or sent to the Customer or at the Customer’s request
within 30 (thirty) days of invoice date or as otherwise agreed to by Customer in writing. The Customer
and guarantor(s) further agree to pay a finance charge of 18% (eighteen percent) per annum on any
invoice not paid within 60 (sixty) or as otherwise agreed by PSG Concrete & Excavation, LLC in writing.
Customer and guarantors agree to pay and reimburse PSG Concrete & Excavation, LLC with all costs and
expenses associated with collection including reasonable attorneys’ fees incurred prior to litigation,
during litigation and subsequent to litigation, during appeals and in any bankruptcy proceeding.
Customer and guarantor(s) hereby stipulate to the jurisdiction and venue in Volusia County, Florida.
PSG Concrete & Excavation, LLC MAKES NO WARRANTIES EXPRESS OR IMPLIED, WHICH EXTTEND
BEYOND THE DESCRIPTION OF THE GOODS ON THE FACE OF THE RELEVANT INVOICE.

FURTHER IN NO INSTANCE IS PSG Concrete & Excavation, LLC LIABLE FOR ANY CONSEQUENIAL DAMAGES OR ANY
AMOUNT IN EXCESS OF THE RELEVANT INVOICE AMOUNT.

CREDIT WILL BE GRANTED UNDER PSG Concrete & Excavation, LLC TERMS ONLY.
Terms: Discount by the 10th of the Following Month, Net Amount Due By the 20th of the Month. Credit
will be suspended on the 21st of the late month until all past due amounts are paid.

Terms and Conditions:

All invoices are due upon receipt. Unless noted above in the body of the estimate in which you
are singing and agreeing to. In the event of mathematical errors to material quantities I agree
to compensate PSG Concrete & Excavation, LLC for the additional material at the rate on the
estimate.
Estimates are valid for 15 days from the date the estimate was given. Due to the fluctuation of
pricing and availability of aggregate materials PSG reserves the right to change, alter or admen
their estimate at any time prior to execution of this estimate. PSG also reserves the right to
refuse to work for all clients or perform any work not spelled out on this estimate.
There will be no changes of this estimate unless in writing. PSG will not
enter into any verbal agreement or contract of any kind. If any written changes are made in a
change order format, the same that governs this document governs that. This
Estimate/agreement will supersede any and all verbal communications, text messages, or any
other form of communication or document.
Any project that is greater than $10,000.00 dollars, PSG Concrete & Excavation, LLC reserves
the right to request pay drawls for work installed. The Client agrees to pay the drawl request
upon receipt or as stated on the Estimate.
All clients will sign a contract stating that they understand and release
PSG Concrete & Excavation, LLC from any and all liability for and surface cracking.
All clients will sign a contract stating that they understand this is the nature of concrete and it cannot be prevented within the State of Florida.
I have been made aware that the only way to potentially
mitigate my new concrete from cracking is to follow the ACI curing method. Due to the costs
and procedures associated with this method, I release PSG Concrete & Excavation, LLC and its
Owners, managers and employees from any and all liability and further hold them harmless
now and forever.

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